Let's get started.
We’re delighted you want to talk! By answering the following questions on the scheduling form below, we can prepare to have the most productive conversation.
Please note, these conversations are scheduled for 30 minutes to 1 hour, if we don’t need the full time, we will get you back to your other priorities faster.
What Happens Next?
- After completing the information below, click Submit to select your time. After you’ve made your selection, you’ll receive (via email) a Zoom meeting link you will use to connect at our scheduled time.
- YOU and your business will be the focus of our time.
- We’ll collectively identify next steps as we end our conversation.
Have a general question or another inquiry? Email: ryan@1upadvisors.com
FAQ
Yes! 1Up Financial Advisors is based in Raleigh, NC, but we're an entirely virtual firm serving clients locally and nationwide.
We usually run meetings via Zoom, but are happy to do phone calls if you prefer.
1Up is a commission-free (a.k.a. fee-only) financial planning firm. Our fees are a transparent line-item on every statement.
Some financial advisors are commission-based, which can lead to conflicts of interest or hidden fees.
At 1Up, we're different. We charge specific fees based on the services we provide - to which we both agree on beforehand.
For more detail on our fees, check out our Services page.
No! I consider those conflicts of interest and aim to avoid them. If we do have a conflict of interest in working together, I will disclose that upfront.
A fiduciary is a person or organization that acts on behalf of another person or persons to manage assets. Essentially, a fiduciary owes to that other entity the duties of good faith and trust. The highest legal duty of one party to another, being a fiduciary requires being ethically bound to act in the other's best interests.
The fiduciary standard of care requires that a financial advisor act solely in the client’s best interest when offering personalized financial advice.
I am legally held to a fiduciary standard and take serious pride in this. Upholding this duty is a factor in every decision we make.
Ryan is uniquely equipped to serve content creators, both personally and professionally. As a licensed CPA since 2017, he has worked with clients from startups to billion-dollar companies. He applies this expert knowledge and perspective now to working with content creators to grow their businesses and create solid financial lives.
The CPA Exam is extremely difficult and many in the finance and accounting fields consider the CPA license one of the most prestigious designations a professional can earn. It requires completion of 40 hours of continuing professional education every year to maintain.
In short, you can trust that I keep up on technical knowledge and ethical obligations of the field.
As a content creator for many years as well, Ryan understands the creator economy and what it takes to transfer this knowledge to our complex financial system. Ryan is a member of XY Planning Network, the American Institute of Certified Public Accountants (AICPA), and the North Carolina Association of Certified Public Accountants (NCACPA).
Want to see his full resume? Check out LinkedIn.
Nope! We do not require minimum income or investments to work with us.
However, we generally recommend that clients have at least an annual income of $75,000. If you make less than that, we can work together if it makes sense but we don't want our fees to impede your ability to save.
For those making less than $75,000, we have hourly financial planning options that may be more suitable to your situation. See more info about these on our Services page.
Nope! We do not require our financial planning clients to move money to us to manage.
For example, if you have a 401(k) account with an old employer it may make more sense to leave it there vs. rolling it over for 1Up to manage. These are things we look at together during the foundation planning meeting process.
While we're sad to see you go, we understand that life happens. In the case you need to terminate ongoing financial planning services, we require 15 days' notice in order to organize files and separate in the most efficient way.
Upon termination, the fee will be prorated and any unearned fee will be refunded to you. Our client agreement is never binding to work with us for a certain amount of time, nor do we require prepayment of fees 6 or more months in advance of delivering the service.
While we give our best advice to creators, a lot of other situations are within our wheelhouse. This is definitely something we'll consider during the foundational meeting process. We work on a household basis, so either way your partner won't be left hanging.
If we determine that 1Up isn't the best fit, we're more than happy to refer you to the best person for that situation.
110%.
1Up as a firm, and our founder Ryan Bannister, have worked to support and donated to organizations like Operation HOPE and The Trevor Project.
Supporting people who have historically not had access to services like financial planning is an important part of our core values at 1Up.
That said, if you'd prefer to work with a planner who is a member of a particular group, we can help to connect you. Please reach out and we'll support you.
